Terms of Service
Last Updated: September 2026
These Terms of Service govern your use of FactBob.
By accessing or using this website, you agree to these Terms.
If you do not agree with these Terms, please discontinue use of the website.
About FactBob
FactBob is an independent informational website operated by Deli AI.
We publish educational guides about government benefits, public assistance
programs, healthcare resources, housing assistance, tax credits,
unemployment benefits, and other public resources.
FactBob is not affiliated with, operated by, or endorsed by any federal,
state, county, city, or local government agency.
Informational Use Only
Content on FactBob is provided for general educational and informational
purposes only.
We do not process government applications, determine eligibility,
issue benefits, represent applicants, or make decisions on behalf
of government agencies.
Government programs, eligibility rules, benefit amounts, deadlines,
application procedures, and funding may change without notice.
Readers should verify important information directly with the appropriate
official government agency.
No Professional Advice
Nothing published on FactBob should be interpreted as legal, financial,
tax, medical, or other professional advice.
Information on this website is general in nature and may not apply
to your specific circumstances.
Where professional advice is needed, users should consult an appropriately
qualified professional.
No Guarantee of Eligibility or Benefits
FactBob does not guarantee that any user will qualify for,
receive, or continue receiving a government benefit or public assistance program.
Eligibility and benefit decisions are made by the government agency
or authorized organization responsible for the applicable program.
FactBob does not guarantee application processing times, benefit amounts,
waiting-list availability, program funding, or approval outcomes.
Accuracy and Availability
We make reasonable efforts to provide useful and accurate information
and to reference official sources when possible.
However, we do not guarantee that every article, link, deadline,
program rule, benefit amount, or other piece of information will always
be complete, accurate, or current.
Website content may be updated, corrected, removed, or changed at any time.
External Links
FactBob may include links to government agencies, public benefit portals,
housing authorities, healthcare organizations, nonprofit organizations,
and other third-party websites.
These links are provided for convenience and informational purposes.
FactBob does not control third-party websites and is not responsible
for their content, availability, security, privacy practices, or services.
Users should review the policies and information of any third-party
website they visit.
Advertising and Third-Party Services
FactBob may display advertisements or use third-party services,
including advertising and analytics providers.
The appearance of an advertisement, product, service, or company on FactBob
does not mean that FactBob or any government agency endorses or recommends it.
Advertising content is separate from our editorial content.
Acceptable Use
You agree not to use FactBob in a way that could damage,
disable, interfere with, or disrupt the website or other users.
You may not:
- Attempt to gain unauthorized access to the website or its systems
- Introduce malicious software, scripts, or harmful code
- Use the website for fraudulent or unlawful activity
- Impersonate FactBob, Deli AI, or a government agency
- Copy or republish substantial portions of original FactBob content without permission where permission is legally required
Intellectual Property
Unless otherwise stated, original written content, graphics,
branding, layout elements, and other original materials published
on FactBob are owned by FactBob or Deli AI and are protected
by applicable intellectual property laws.
Government names, agency names, program names, trademarks,
and third-party materials remain the property of their respective owners.
References to government programs or agencies do not imply affiliation,
sponsorship, or endorsement.
User Communications
If you contact FactBob, you are responsible for the information
you choose to provide.
Do not send Social Security numbers, passwords, bank account details,
medical records, government benefit case numbers, copies of identification,
or other sensitive personal information.
FactBob does not need sensitive personal data to answer general
website questions or review correction requests.
Limitation of Liability
To the extent permitted by applicable law, FactBob and Deli AI
will not be liable for losses, damages, missed deadlines,
denied benefit applications, changes in program eligibility,
closed waiting lists, changes in government policy,
or other consequences resulting from reliance on information
published on this website.
Users are responsible for confirming important information
with the appropriate official agency before taking action.
No Warranty
FactBob is provided on an “as is” and “as available” basis.
We do not make warranties regarding uninterrupted access,
error-free operation, the accuracy of third-party information,
or the continued availability of external websites or programs.
Privacy
Use of FactBob is also subject to our
Privacy Policy
and
Cookie Policy.
Changes to These Terms
We may update these Terms of Service from time to time.
Changes may be made to reflect updates to the website,
our services, applicable laws, or business practices.
When these Terms are updated, the “Last Updated” date
at the top of this page may be revised.
Contact Us
Questions about these Terms of Service may be sent to:
FactBob
Operated by Deli AI
8 The Grn
Dover, DE 19901
United States
Email:
support@factbob.com
You may also visit our
Contact page.